Pipe makes customer-friendly capital & smart financial tools accessible to growing businesses inside the software they use every day. Our embedded solutions are built to scale and give business builders across industries the power to grow on their own terms.

By embedding Pipe’s solutions, software providers can seamlessly offer financial services to their customers. Pipe makes it simple for your customers to get access to capital based entirely on the health of their businesses. Pipe’s underwriting uses a partner’s live revenue data to get growing businesses the financing they deserve. Once approved, customers can use as much of their offer as they need and pay it back as a percentage of their revenue. 

Pipe is built for companies of all shapes and sizes. Our unique underwriting system looks at a variety of data points in your banking and revenue information to get you the best possible terms. Businesses incorporated in the US that meet certain criteria, typically with at least $10,000+ annualized predictable revenue, may be eligible for a capital offer. 

The best way to see what Pipe can do for your business is to go through our simple sign-up process. There's no cost to join Pipe and no obligation to use your offer once approved.

Pipe’s services cannot be used for any illegal activities or for the business or product types listed below. The types of businesses listed here are representative of prohibited categories, but this is not an exhaustive list. Pipe makes the determination if any business activities are ineligible. 

• Adult Entertainment-related businesses

• Bail Bond Services

• Collection Agencies

• Cryptocurrency

• Financier, Capital Provider or Money Transmitter

• Firearms and Ammunition

• Fireworks Sales

• Government-Related

• Gambling & Casinos

• Insurance

• Cannabis & Hemp-Related Businesses

• Third Party Payment Processors

• Nonprofits and Charities

• Pawn Shops

• Political Campaigns

• Counterfeit Goods

• Multi-Level Marketing Programs

• Non-licensed Alternative Medicine-Related Businesses

• Vehicle & Manufactured Housing Sales & Leasing

The following types of transactions are prohibited and may not be made using Pipe Business Cards:

• MRB/Cannabis Related Business

• Legal Hemp Products; Services for CBD/MJ Industries

• Adult Entertainment; Pornography, Sexually Explicit Images, Online Sex Work; Escort Services, Encounter Groups/Clubs

• Bail Bond Services

• Charities/Charitable Organizations

• Cigars and Tobacco (including cigarettes and e-cigarettes)

• Collection Agencies

• Controlled Substances

• Credit Restoration/Debt Relief Services

• Crypto/Web3 (Operating Relationship Only) 

• Cryptocurrency Mining

• Cryptocurrency FBO/MTL Activity

• Cryptocurrency Transfers and Exchanges

• Fantasy Sports

• Financial Services Related

• Firearms and Ammunition

• Fireworks Sales

• Gambling Establishments/Applications

• Illegal/Unregulated Gambling

• Massage Parlors (not associated with chiropractic or salons)

• Political Campaign/Political Action Committees

• Telemarketing