Pipe Business Card
Better spend management is
in the cards
Launch an embedded card program* and help your customers manage day-to-day spending with a turnkey and customizable solution designed with your customers in mind.
A better way to simplify spending and manage business expenses
Give your US-based customers access to Pipe’s frictionless card issuing, embedded natively in your platform and customized to match your brand.
01
Fast
Launch a branded business card program for your customers in days instead of months
Streamline launch with multiple integration options and revenue-based underwriting
Themeable cards and customizable rewards tailored to fit your brand
Quick underwriting lets you support as many of your customers as possible
02
Easy
We handle the underwriting, compliance, capital markets, risk, and fraud management
Pipe handles risk, fraud, and compliance so you don’t have to
US-based customer success team handles dispute management and resolution
Customized underwriting models based on customer revenue data
03
Scaled
Launch a new product and revenue stream without the distraction of building in-house
Revenue share for you and cash back for your customers
Boost retention by deepening the relationship with your customers
Help your customers grow with access to capital
04
Integrated
Get a 360 view of your customers' business and leverage spend insights to grow your share of wallet
Enable customers to pay for expenses like travel, inventory, and utilities directly from your platform
Gain share of wallet and spend insights on your customer base
Integrate a suite of financial products to become a one-stop solution for your SMB customers
Customer friendly
A friendly card program designed with your customers in mind
Give your customers more flexibility with their cash flow while handling day-to-day business expenses, with additional benefits including:
No annual fees, no personal guarantees, no credit checks
Unlimited virtual and physical cards with custom spend rules
Up to 45 days to pay for everyday expenses
Cash back earned for every purchase**
Embedded Capital
Multiple integration options so you can choose the perfect fit
Pipe’s proven UI delivers a streamlined customer journey and outstanding metrics, with three options ranging from zero engineering lift to fully custom API integration.
01
Pipe-hosted
Test your customers' appetite for business cards with a co-branded onboarding flow
Go to market without any product and engineering investment
Launch within a week
02
Embedded UI
Enable customers to request their cards without leaving your platform
Fully themeable, so it looks and feels native to your platform
Integrate within one to two weeks
03
Capital API
Leverage our rich API end points and design your own fully custom experience
Take complete control of the user journey while Pipe takes care of all the underwriting, risk, and capital markets behind the scenes
Fully Themable
Easily customize the look and feel to match your brand
Our customizable cards are the perfect way to create an ownable touchpoint for your brand while supporting your customers’ success.
*The Pipe Business Card is issued by First Internet Bank of Indiana, pursuant to a license from Visa® U.S.A. Inc and may be used everywhere Visa credit cards are accepted. Pipe Business Card Program is still under development. The Pipe Business Card will be a pay-in-full charge card. Your Statement Balance must be paid in full 15 days after the close of your statement period. Any outstanding statement balance will be automatically debited from your designated payment due date. If a payment fails, your card will be locked and a percentage of your daily sales will be collected until your balance has been repaid in full.
**Cash Back refers to rewards earned as a percentage discount on eligible purchases.
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